Improve debt recovery with CTOS Credit Manager

Our sister company, CTOS Data Systems Sdn Bhd provides an easier way to recover bad debts and amounts owed in business.

Credit Manager a credit management solution that’s trusted by leading banks and businesses in Malaysia.


  • Search, store, monitor and manage all customer information via one dynamic platform
  • Use the Electronic Trade Reference (eTR) function for easy, hassle-free recovery
  • Link to other business communities and share your experience to effectively speed up debt recovery